How many checking accounts do each spouse individually have?

The correct answer refers to the common practice and requirement for spousal financial transparency during the marriage-based immigration process. Typically, when couples are interviewed by USCIS for matters of naturalization or adjustment of status through marriage, they are often asked to provide information about their financial situation, including their bank accounts.

Having one checking account each suggests that both spouses maintain a separate account, which is a realistic and standard scenario for many couples. It indicates some level of financial independence while still being able to manage shared expenses through joint accounts if they choose to have them. This structure can help demonstrate that the marriage is genuine and that the couple has a balanced approach to managing their finances.

In contrast, having two or more checking accounts each might raise questions about the financial dynamics of the marriage and could complicate the assessment of financial interdependence between the spouses. Having no checking accounts would be unusual, as most adults typically have at least one account for managing their finances. The key reason for the emphasis on these details during an interview is to verify the authenticity of the marriage and assess how the couple operates as a unit, including their financial habits.