What type of joint bank account do the couple have with Bank of America?

A joint bank account typically refers to an account that two or more individuals can access and manage together. In the context of couples, checking accounts and savings accounts are the most common types of joint accounts.

Choosing a joint savings account implies that the couple is saving money together, usually accumulating interest over time, making it a practical choice for shared financial goals, such as saving for a home or emergency fund. This reflects a level of financial interdependence and planning for the future, which is often looked upon favorably during marriage interviews for naturalization.

While checking accounts are also common for daily transactions, the emphasis on a savings account can often highlight the couple's intention to save for long-term goals. Investment accounts and credit accounts, on the other hand, don't typically fall under the same umbrella as basic joint bank accounts used for everyday banking or savings, which are more relevant in discussions about shared finances in a marriage context.